What are the 15 cheapest cars for insurance for new drivers? Below, we’re make a summary review the 15 cheapest new cars to secure, revealing their average prices to our motorists.
Being a New Driver
Being a new driver doesn’t have to mean big insurance bills. Lest make easy.
The age at which you passed the exam does not matter. If you are legally allowed to drive alone, car insurance becomes a big issue. When you were just a learner driver, you always looked at the insurance company more favorably because there was always an experienced driver responsible for monitoring things in the car.
Now that you have a full driver’s license, insurance companies will be more cautious as they will charge huge premiums to discourage you from choosing them. Don’t think for a moment that you have to pay a lot of money just to get insurance. Do your homework and you’ll get a great car for a surprisingly low premium.
Fortunately, there are many cars that promise low premiums even for the latest novice drivers. Face it, you just don’t want a cheap insured wheelset, you want something that looks good, is comfortable and has room for your friends. Something that my neighbor could only sometimes throw a jealous gaze.
Why Must seeking The Cheapest Cars For Insurance?
Why you must seeking the cheapest cars for insurance for new drivers? Premiums are at their lowest level in five years, with average annual costs falling from £38 to £430 since the start of 2021. However, new drivers and Youngsters can still struggle to keep their annual bills below £1000, so we’ve rounded up the cheapest cars to secure among the hundreds of new models on sale.
Checking the auto insurance group of a potential purchase will give you a good indication of the cost of coverage. All cars are grouped from 1 to 50, taking into account the car’s price when new, the safety systems installed and the vehicle’s safety features, and its susceptibility to accidental damage, repairability and repair time. it may take.
In general, if you choose a car with a low number of groups, it will have a fairly low premium, while cars rated in the top 50 will be the most expensive to buy. However, costs also vary between different engine and trim options for specific models, so within each range we’ve chosen the version with the lowest overall premium.
Insurance costs also vary by age and occupation. So to make all of our quotes comparable, we’ve based each quote on a 40-year-old teacher, married and living in Caerphilly, with 10 years no claim usually bonus and no criminal record or driving accident in the past five years, driving 10,000 miles a year.
Below, we’re counting down the 15 cheapest new cars to secure, revealing their average prices to our motorists. If you’d like to learn more about any of the vehicles listed below, simply click the link to our full reviews or our free new car buying service.
What are the 15 Cheapest Cars For Insurance For New Drivers?
What are the cheapest cars for insurance for new drivers? We will review some profiles of the Cheapest Cars For Insurance for new drivers below. Read more.
Skoda Fabia
Insurance costs £189
Skoda Fabia is the cheapest cars for insurance for new drivers. It’s no surprise that 4.5 million Fabias have hit the road since their original launch in 1999. Affordable to buy, offering a premium feel from the brand. inside out – and this is the cheapest car to guarantee.
Our quote is for the less powerful 1.0-litre non-turbocharged petrol version, which will be phased out later this year. Its performance won’t set the world on fire, but it’s well worth checking out if you want a low cost of ownership, as it’s the only model here that costs under £200 a year for sure. In our chosen SE trim, it offers just the right amount of amenities, including climate control, parking sensors and a color touchscreen infotainment system.
Ibiza Chair
Insurance cost £206
Ibiza Chairis the second of the cheapest cars for insurance for new drivers. On the surface may look like Volkswagen Polo, but Ibiza wins out for fun to drive and value for money. Our premium quote is for the 79hp 1.0-litre non-turbocharged petrol, which is the cheapest version you can buy. If you can afford a little more, we recommend the more powerful, turbocharged 1.0 TSI 95 engine, as it kicks in from low revs and is better suited to driving. high speed car. Sticking with the cheapest SE trim isn’t a bad choice, as it comes with automatic headlights, power-adjustable exterior mirrors, metallic paint, and a 6.5-inch infotainment system.
Volkswagen Polo
Insurance costs £218
Next, the third ranking of pinned on the cheapest cars for insurance for new drivers VW Polo. Polo may have spent its entire life in the shadow of its highly capable brother, the Golf, but it shouldn’t be underestimated. Our premium rates apply to the 1.0 petrol model in the Match trim, but whichever model you choose, you’ll get a car that’s fun to drive, comfortable, smart and spacious inside. The fact that it is able to hold its value better than its rivals only adds to its appeal.
Renault Clio
Insurance costs £222
Renault Clio is number foru of the cheapest cars for insurance for new drivers. It’s easy to understand why the Clio is so popular with young and new drivers; it’s cheap to buy and quite practical for a family. While the non-turbocharged 1.0 SCe 65 petrol engine is the cheapest to warrant, it’s also the slowest in the range, so we recommend opting for the 1.0 TCe engine if you can afford it. slightly higher purchase cost and uptime. While the entry-level Play trim offers all the basics, the Iconic option adds power-adjustable windows, integrated sat-nav and rear parking sensors.
Peugeot 108
Insurance costs £238
Peugeot 108 is number five of the cheapest cars for insurance for new drivers. The 108 looks like a Citroen C1 and Toyota Aygo under the skin, but it’s the cheapest of the three covered. It’s also quieter and more comfortable over potholes than its siblings, although it doesn’t manage the improvement of the Hyundai i10 or Volkswagen Up. That said, its 1.0-litre engine is economical and well-equipped for such an affordable model, so there’s a lot to recommend.
Renault Captur
Insurance cost €239
Captur is one of the first small SUVs and the most affordable to warrant, offering a similar price point to smaller city cars. The second generation Captur, introduced in 2019, is more spacious and roomy than the original and it packs a lot of safety gear. There’s no need for expensive trim, as the entry-level kit comes with cruise control, automatic headlights and wipers, power-folding exterior mirrors, keyless entry and air conditioning.
Citroen C1
Insurance cost £246
Affordable to buy and sell, the C1 city car is popular with first-time drivers and as a second family of drivers. It’s easy to buy, as there’s only one engine option; That 1.0-litre 3-cylinder petrol unit is fine for city walks but a bit underpowered for high-speed driving. It may not be the fastest, but the 72hp unit is frugal; it achieved an impressive 54 mpg in our TrueMPG test. If you opt for the mid-range Flair trim, it’s also pretty well equipped for a city car, with alloy wheels, a rearview camera, touchscreen stereo, manual climate control. and power windows.
Citroen C3 Aircross
Insurance cost € 247
Not only is it affordable to buy, but the C3 Aircross is cheaper than other small SUVs, such as the Ford Puma and Volkswagen TRoc. It has a bright and airy interior, plenty of room for four people to travel comfortably, and good visibility for front passengers. With many options to personalize your vehicle, the C3 can also appeal to young, stylish drivers. Don’t expect the handling of the Ford Puma or the ability to maintain the value of the German alternative.
Fiat Panda
insurance costs £253
Panda is being missed by newer rivals such as the Hyundai i10 and Kia Picanto, but Some people will love its quirky look. The fact that it’s a bit cheaper to insure can also be an advantage, just make sure you check out the alternatives before committing, as it’s slow and uninteresting to drive and it’s not equipped with the same standard of safety kit as many other small cars.
Fiat 500
Insurance costs £256
Fiat keeps petrol versions of its 500 city car, unlike some brands that have thrown them in the trash when they introduced versions run entirely on electricity. That’s good news for savvy car buyers, as the 500 – now known as the 500 Hybrid – is affordable to buy and run.
It also has a distinctive look and is easy to drive, although the engine can sound rough and driving is tough on potholes, so it’s not the most refined city car. The Pop trim, on which our premium price is based, is pretty basic, and we’d pay more for the Lounge model for an extra suite of accessories and a premium infotainment system.
Nissan Micra
Insurance costs £258
Micra has been one of the most popular models with new drivers since the original model went on sale in the late 1980s, and it has seen a number of rebirths since. The latest version feels premium and promises a sportier ride and more luxurious interior than before.
For example with less powerful underrated 1.0 petrol engine is very slow and rare on the recent market, so our insurance quote is based on 99hp 1.0 petrol which offers good performance in all speeds. The more affordable Visia trim, on which our main version is based, is quite spartan, so we’ll choose the Accenta for more comfort.
Hyundai i10
Insurance costs £260
If you’re looking for a small car that feels good to drive on a budget, check out the Hyundai i10. It’s relatively roomy, comes with a stylish interior, a great infotainment system, and it rides and drives more impressively than many larger, more expensive cars. Our premium coverage goes for the 1.0-litre three-cylinder petrol engine, which is powerful enough to handle most driving situations, although it can feel a bit squeaky at highway speeds. The entry-level SE version will cover the most basic needs, but you’ll need to upgrade to SE Connect for a touchscreen infotainment system and other conveniences.
Dacia Sandero
Insurance costs £261
Britain’s cheapest new car is also one of the most affordable to warrant. While it lacks the latest active safety features, it is built on the same foundations as the current Renault Clio. As a result, its styling is perfectly updated, it offers a comfortable ride and offers plenty of space for passengers and luggage. The most affordable version of Access that our premium rates are based on, is quite a bit different, so we’re upgrading to Comfort for a decent set of accessories.
Toyota Aygo
Insurance costs £266
Aygo is one of three cars with the same engine and base; Its siblings are the Citroën C1 and the Peugeot 108. It costs more to insure than its siblings, partly due to the higher purchase price when new. However, even the most affordable XPlay specification version for which our premium quotes are available offers plenty of gear to fit your pocket. It comes with air conditioning, power windows and mirrors, and steering wheel-mounted audio and phone controls.
MG 3
Cost of insurance £267
The MG 3 is one of the most affordable new small hatchbacks you can buy, undercutting most rivals, including the Ford Fiesta, Skoda Fabia and Volkswagen Polo. And the low purchase price helps to keep insurance costs down. There`s only one petrol engine choice, a 1.5; this sounds promising on paper, but it`s actually more sluggish than smaller turbocharged alternatives.
